Terms of Service
Last Updated: October 16, 2025
Please read these Terms of Service ("Terms") carefully before using the Mortgage Calculator website (the "Service"). Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Service.
1. Acceptance of Terms
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you do not have permission to access the Service.
2. Description of Service
The Service provides a free, informational mortgage calculator intended for educational and estimation purposes only. All calculations are performed on the client-side (in your browser), and we do not store or collect any personal financial data you enter.
3. No Financial Advice
The content and tools provided by the Service are for informational purposes only and do not constitute financial, legal, or professional advice. The results generated by the calculator are estimates and are not guaranteed to be accurate. You should not rely solely on this information to make any financial decisions. We strongly recommend you consult with a qualified financial professional before making any decisions related to mortgages or real estate.
4. Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of Mortgage Calculator and its licensors. The Service is protected by copyright and other laws. Our content may not be used in connection with any product or service without our prior written consent.
5. Third-Party Advertising
The Service is supported by advertising, which may be delivered by our advertising partners, such as Google AdSense. These third parties may use cookies to serve ads. Our Privacy Policy provides more information on advertising and how you can manage your preferences.
6. Limitation of Liability
In no event shall Mortgage Calculator, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.
7. Governing Law
These Terms shall be governed and construed in accordance within the jurisdiction and laws of India, without regard to its conflict of law provisions.
8. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms on this page. By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms.